Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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As a Realtor I have worked with many lenders. Ryan Davis with O'Keven Financial is at the top of my list. He has made every transaction very smooth... read more
Haley Kinney
Thanks to Ryan for the hard work to get me approved on my loan!
Jose Fonseca
Worked with Jaime Jordan for financing of our new home. We had a pre-approval within hours of speaking to him. He is very professional, honest, hard working and versed in... read more
Jo Ann Escanlar
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I am a single mom and was unsure if I could get a mortgage on my own. Ryan Davis helped every step of the way. Now my kids and I... read more
Morgan Banks
Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
Ryan Davis was exceptional when it came to getting a loan for our home. He was professional, very attentive to our needs and does his absolute best to get the... read more
Nicole White
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For me, as a first time home buyer, Ryan is the best! He made the entire process easy and understandable and was always willing to answer any question I had... read more
Jay Cruz
Working with O’Keven Financial was a great experience overall. Ryan was very professional and made my first time home buying experience go smoothly. I would recommend to anyone looking... read more
Eladio Menchaca
Jaime was able to help us get the loan for our house way faster than the other bank we were working with. Thank you Jaime
M C
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We recently bought a new home and working with Ryan was the absolute best. He made the transaction so easy. This was our 3rd home to buy, and it was... read more
Elya Ponce
Ryan Davis helped me with every step of the buying process. I had no clue how much went into everything, and he made this 100% stress free for me.... read more
Amy Grado
So helpful, every step of the way! Highly recommended!!!
Jamie Galindo
