Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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We purchased our first home and closed yesterday! Thank you so much Ryan! Even in todays market with our income it was possible! I truly recommend Ryan! He goes above... read more
IRIS CHICAS
Ryan was on point from the start! Working well past business hours to answer any questions and facilitate help throughout the entire home buying process. He made everything as easy... read more
Michelle Ortega
We've been working with Ryan Davis for a while now and with every conversation the process gets easier and easier. He's a very helpful guy and will do all he... read more
James Allman
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Ryan O'Keven was an absolute miracle worker! He is a true professional and an expert in his field. His guidance was instrumental in us closing on our mortgage, and I... read more
Mike Norton
For me, as a first time home buyer, Ryan is the best! He made the entire process easy and understandable and was always willing to answer any question I had... read more
Jay Cruz
Awesome experience Absolutely impressed with the Team Work and all the Help Provided Thank You for Everything
Danny Miller
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Ryan Davis is great to work with!
Vicki Goff
Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
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Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
Ryan Davis helped me with every step of the buying process. I had no clue how much went into everything, and he made this 100% stress free for me.... read more
Amy Grado
