Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Awesome experience Absolutely impressed with the Team Work and all the Help Provided Thank You for Everything
Danny Miller
This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
O’keven financial help me and my wife to get our house in Lea county Ryan was really patient thru the all process I will recommend him and o’keven financial... read more
Jesus Lujan
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What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
Working with Ryan Davis is the best.He’s always on top of his work.We bought our first home,using O’Keven financial,and it was a smooth process.I definitely recommend this company .
Ariel Guerra
Thank you Ryan Davis for making my first time buying a home very smooth and easy! Always so quick to answer any questions and was there day and night. Loving... read more
Adriana Armendariz
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We recently bought a new home and working with Ryan was the absolute best. He made the transaction so easy. This was our 3rd home to buy, and it was... read more
Elya Ponce
Ryan Davis is awesome! We worked with him from the beginning to close. He answered all questions we had and kept constant communication with us. He made the home buying... read more
Cassandra Garcia
Thank you Ryan Davis for making our first time home buying very easy and understanding. Thank you again Ryan...
kkaitlynnontiverros
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Very good experience! We are grateful to Ryan Davis for guiding us and making the process a lot less stressful.
Osvaldo Jose
I am a single mom and was unsure if I could get a mortgage on my own. Ryan Davis helped every step of the way. Now my kids and I... read more
Morgan Banks
Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
