Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
One phone call to Ryan Davis who pointed me in the right direction to clean up my debt to ratio in order to buy a house! A few months later... read more
Amy O'Boyle
Jaime Jordan walked us from the very beginning to end on getting an FHA loan on our first home in Texas. We were in a position where we needed a... read more
Moni Rubio
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So helpful, every step of the way! Highly recommended!!!
Jamie Galindo
Working with Ryan Davis is the best.He’s always on top of his work.We bought our first home,using O’Keven financial,and it was a smooth process.I definitely recommend this company .
Ariel Guerra
Ryan O'Keven was an absolute miracle worker! He is a true professional and an expert in his field. His guidance was instrumental in us closing on our mortgage, and I... read more
Mike Norton
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Ryan Davis was absolutely amazing helpful answered all my questions and would pick up the phone at any time and if he couldn’t he always called back the guy is... read more
Dusty Thompson
This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
Ryan Davis was exceptional when it came to getting a loan for our home. He was professional, very attentive to our needs and does his absolute best to get the... read more
Nicole White
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Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
Worked with Jaime Jordan for financing of our new home. We had a pre-approval within hours of speaking to him. He is very professional, honest, hard working and versed in... read more
Jo Ann Escanlar
Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
